Need an appraisal in Guilderland or Albany County?![]() Here are the top 7 reasons NY homeowners hire Shattuck Appraisal:
Do you own a house in or near Guilderland? Do you need help determining the price of your real estate?
At Shattuck Appraisal, we understand the unique needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours. Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping consumers just like you delete unwanted and unneeded PMI insurance. Challenging property tax assessmentsLets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Shattuck Appraisal is your number one weapon. Recently got a freeze your HELOC?If your house is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Shattuck Appraisal can help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you'd like to have a seasoned professional double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Shattuck Appraisal offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house. |